What are Hospital Indemnity Plans?

 Hospital Indemnity Insurance is designed to help offset the out-of-pocket costs that your regular health insurance may not cover—such as deductibles, copays, and other medical expenses. This type of plan provides cash benefits directly to you to assist with expenses related to hospital stays, ambulance services, accidents, skilled nursing care, and more.

If you're admitted to a hospital, your plan can pay a daily cash benefit ranging from $100 to $750, depending on the coverage you select. You also choose the length of your benefit period, which resets after 60 consecutive days without a hospital stay. Some plans offer a one-day lump sum benefit as well.

Even with health insurance, unexpected hospital bills can quickly become overwhelming. A Hospital Indemnity plan offers a cost-effective way to help safeguard your finances from surprise expenses like deductibles and copays. Since benefits are paid directly to you, you have complete flexibility in how the money is used.

• Daily Hospital Confinement
• Ambulance Trips
• Emergency Room Visits
• Outpatient Therapy
• Cancer
• Dental/Vision
• Short Duration Hospital Stays
• Outpatient Surgery
• Skilled Nursing Facilities
• Critical Accidents