Terms and Conditions

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP), to get information on all of your options. 

This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare, and services for people with Medicare. 

If you would like to find more information about the Medicare program, please visit the official U.S. Government Site for people with Medicare, which is located at www.Medicare.gov.

By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read these carefully before using our services. If you do not agree to these terms, you should not use our website.

1. Acceptance of Terms

By using this website, you agree to abide by these Terms and Conditions and any policies or guidelines incorporated herein by reference. These terms may be updated at any time, with any changes posted on this page. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

2. Use of the Website

You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit the use and enjoyment of this site by any third party. Prohibited behavior includes, but is not limited to, harassing or causing distress to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue on the website.

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of Kesia Blair or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of the content on this website may violate intellectual property laws. You may not reproduce, distribute, modify, or otherwise use any content without the prior written permission of our company.

4. Limitation of Liability

To the fullest extent permitted by law, Kesia Blair will not be liable for any damages, including direct, indirect, incidental, or consequential damages, arising out of the use or inability to use this website, even if Kesia Blair has been advised of the possibility of such damages. You assume total responsibility for your use of the website and any linked websites.

5. Disclaimer of Warranties

This website and its content are provided "as is" and without warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Kesia Blair makes no warranty that the website will be available, secure, or error-free, or that any defects will be corrected.

6. Third-Party Links

Our website may contain links to third-party websites that are not owned or controlled by Kesia Blair. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Kesia Blair is not responsible for any loss or damage that may result from your use of any third-party websites.

7. Accessibility

We are committed to ensuring that our website is accessible to all users, including those with disabilities. We strive to adhere to the Web Content Accessibility Guidelines (WCAG) to make our content accessible to individuals with varying abilities. If you experience any difficulty accessing any part of our website or have suggestions on how we can improve accessibility, please contact us. We will do our best to provide the information or services you need through an accessible alternative method.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with local laws, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the court for the resolution of any disputes arising out of or related to your use of the website.

9. Indemnification

You agree to indemnify, defend, and hold harmless Kesia Blair, its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of your use of the website, your violation of these Terms and Conditions, or your violation of any rights of another person or entity.

10. Termination

We reserve the right to terminate or suspend your access to the website, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users or the operation of the website.

11. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.